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Health & Medical

Discover AOA Endorsed healthcare and insurance programs for you and your family.

Life Insurance

If you're like most doctors of optometry, you already have some life insurance. But if you're relying on coverage through work, you may not have enough protection to take care of your family.

Accident & Emergency

The AOA set up Emergency Assistance Plus - to help pay for emergencies your health insurance generally will NOT cover.

Dental

In need of affordable dental or health coverage for yourself or your family? eHealthInsurance delivers the best health insurance shopping experience by offering a broad selection of leading health plans, unparalleled customer service, and supplying the best rates available. Click below to get started.

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Cancer Care Insurance Plan

If you find yourself battling cancer, you may want help to cover the high cost of treatment and recovery. That’s where this coverage comes in. The Cancer Care Insurance Plan, helps pay towards the cost of cancer – which may run into the thousands of dollars. Your current health insurance may not be enough to cover all of these costs.

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Long Term Care

Do you worry about paying for a nursing home or home health care if you need it down the road? Many Americans do.

But you can lay that fear to rest - and stay more in control of your health care decisions - with a special long term care insurance plan for AOA Members.

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Major Medical

eHealthInsurance is the place for small businesses, individuals & families to get affordable health insurance quotes, compare plan benefits from top-selling health plans, and compare consumer ratings. We offer simple and secure comparison shopping and personal assistance from licensed health insurance agents available to help find the best plan for you.

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Medicare Supplement

In as little as 60 seconds, either online or on the telephone, you can find plans from some of the country’s highest-rated health insurance companies (including some with A+ ratings) as defined by the credit firms A.M. Best and Standard & Poors.

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Group Term Life

If you're like most doctors of optometry, you already have some life insurance. But if you're relying on coverage through work, you may not have enough protection to take care of your family.


AOA Opti-Life Insurance may help fill the expanded benefit needs of Actively-at-Work AOA members.

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Individual Term Life

Take the first step today to financial security... protecting your family. Our licensed Life Insurance specialists work with top-rated carriers to find the right policy for your needs. As salaried agents we offer free, unbiased support and zero pressure to work for you, not for commission. Life Insurance Central guides you through the process and is centered on you:

  • Family is everything. Keep your promise to your family even if something happens to you.
  • Life insurance is personal. Our job is to help you find the right policy at best possible price.
  • Trusted since 1996. We take our responsibility to each member seriously, providing exceptional, priority customer service.
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Student No-Cost Group Term Life Program

Eligible graduates are GUARANTEED a complimentary member benefit in recognition of their graduation from optometry school. As of June 1, they are covered for $100,000.00 of group term life insurance coverage at no cost* for one full year.

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Group Business Overhead Expense

Would your practice have the cash flow it needs to cover expenses if an accidental injury or a serious illness kept you from seeing patients?

For many optometry practices, it's a significant challenge. That's why the AOA set up the Business Overhead Expense Plan to help pay your practice expenses if a disability keeps you from working.

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Group Long-Term Disability Income Insurance

How long would the balance in your checking account last if a serious illness or injury kept you from working … for months at a time?

How quickly would your hard-earned savings disappear if your family had to tap into it for monthly expenses like the mortgage, car payments, groceries and electricity?

The AOA's Group Long-Term Disability Income Insurance Plan may be a practical solution to help protect your income … your practice … your financial future.

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Group Short-Term Disability Income Insurance

Imagine a car accident left you with broken ribs and a separated shoulder. The doctor says you'll be fine in a few months … but in the meantime, you can't see patients.

How would your family make ends meet if you couldn't work for a few months?

The AOA's Group Short-Term Disability Income Insurance Plan can help you fill the gap.

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Student No-Cost Group Long-Term Disability Program

Eligible 2018 graduates are GUARANTEED a complimentary member benefit in recognition of their graduation from optometry school. As of June 1, they are covered with a $1,000.00 per month benefit for Group Long Term Disability* with a 30-day waiting period at no cost for one full year.

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Emergency Assistance Plus

With our active lifestyles, it's critical to set up a solid back-up plan … to help you handle almost any crisis away from home.

That's why the AOA set up Emergency Assistance Plus – to help pay for emergencies your health insurance generally will NOT cover.

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